Understanding Credit Scores has become the Number 1 goal for many of us today.  It used to be, if you paid all your bills and creditors on time and had your finances in order, you could get a loan for pretty much whatever you wanted. Now, the credit score determines what neighborhood we will live in, the schools our children will attend, the type auto we will drive, employment, insurance, and the list will continue to grow.

How does one determine their true credit score when a 2002 study shows that 79% of all credit reports contain errors?  Technology.  Our programming analyzes credit reports, identifies the errors, and posts recommendations on how to make the corrections.

Point Deduction Technology

Credit Scores range from 350 to 850.

On a national average:

The good news is you do not have to be in the 18.6% category to have a good credit rating and receive the best loan rates, but maintaining a 640 to 720 score will.

Our Point Deduction Technology program will evaluate the information you give us about your current credit history and will assign a number that each particular account you mention may have that is keeping you from maximizing your credit score.

The evaluation questions will not require you to list your creditors, nor will you need a credit report or score.   You will be asked to answer everything that you feel pertains to your current credit.

Step 1 will ask you to select the account types you have:

1.       Public Records
2.       Derogatories
3.       Good Standing

Step 2 will ask you to select the age of each account, high credit, and balances.

Step 3 will ask you to enter your email address so you can receive your Free Evaluation which includes both your long term and short term point deductions.